If you have received letters or phone calls from the following companies, these are debt collection agencies that purchased the debt from the original creditor, for example a credit card company, that will now seek to collect from you by filing a lawsuit in court.
Note that you should not ignore a Summons from these companies because if you fail to take action, they will get a default on your case and they may be able to:
- freeze your bank accounts
- garnish 25% of your wages
- put liens on your personal property such as your car, motorcycle, boat
- lien on your real property, including homestead property.
Who Are Some of the Debt Collection Agencies?
- Midland Funding, LLC. Also affiliated with Midland Credit Management, Encore Capital Group, Midland Funding NCC-2 Corporation, MRC Receivables Corporation, and Midland Recovery Corp.
- Portfolio Recovery Group
- CACH, LLC
- Bridgecrest Acceptance Corp.
- LVNV Funding, LLC
Law Firms Representing Debt Collection Agencies
- Zwicker and Associates, P.C., 10751 Deerwood Park Blvd., Suite 100, Jacksonville, Florida 32256
- Hiday & Ricke, P.A., PO Box 550858, Jacksonville, Florida 32255
- Lotane & Associates, 1980 Michigan Avenue, Cocoa, Florida 32922.
- Modlin Slinsky, PA 1551 Sawgrass Corporate Parkway, Suite 110, Sunrise, Florida 33323.
- Hayt, Hayt, & Landau, 7765 SW 87 Avenue, #101, Miami, FL 33173
How I Can Help You
There are several options available to you when being sued by a credit card company.
- The most obvious choice is pay the debt, but you should not do so until you have consulted with an experienced attorney as you may pay for a debt that you are not legally obligated to.
- File for Chapter 7 or Chapter 13 Bankruptcy.
- Negotiate with the creditors.
To find out which option is best for you, contact attorney Alex Hernandez for your free consultation.
Representing clients in the areas of Chapter 7 Bankruptcy, Family Law/Divorce, and car and motorcycle accidents for 20 years.
(904) 712-5565 or (305)-688-LAWS (5297).
*Se Habla Español