Getting Your Free Credit Report When Filing for Bankruptcy

Photo Canadian Mortgage Trends

In order to file for bankruptcy, your attorney needs to review your credit report.

Under the Fair Credit Reporting Act (FCRA), you may obtain free copies of your credit report from the major credit bureaus one time each year (Trans Union, Equifax, and Experian.

To obtain your free copy of your credit report once every 12 months from each of the three major credit bureaus, visit

If there is information listed in your credit report that is incorrect or outdated, you can dispute it.

Information stays on your credit report between seven years and bankruptcy information for up to ten years.

The credit bureau has 30 days to review the information and provide a written response as to the results.

Considering filing for bankruptcy? Contact attorney Alex Hernandez for your free consultation.

Attorney Alex Hernandez

Representing clients in the areas of Chapter 7 Bankruptcy, Family Law/Divorce, and car and motorcycle accidents for 20 years. (904) 712-5565 or (305)-688-LAWS (5297). *Se Habla Español

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